qris_idr
QRIS (Quick Response Code Indonesian Standard) in Indonesia: A national QR code standard developed and implemented by Bank Indonesia (the central bank) to unify all QR code payment systems across the country.
How It Works
- Standardization: QRIS establishes a single QR code that can be used by all participating payment service providers (PSPs), including banks, e-wallets, and fintech companies.
- Merchant Display: Merchants only need to display one QRIS code, eliminating the clutter of multiple QR codes from different payment platforms.
- User Scanning: Consumers can use any QRIS-enabled payment application on their smartphones (e.g., GoPay, OVO, Dana, LinkAja, ShopeePay, and mobile banking apps from various banks) to scan the merchant's QRIS code.
- Payment Initiation: After scanning, the user enters the payment amount (for static QR codes) or the amount is pre-filled (for dynamic QR codes).
- Confirmation and Transfer: The user reviews the transaction details and confirms the payment within their chosen mobile payment application. Funds are then transferred in near real-time from the consumer's account to the merchant's account, regardless of the underlying payment service providers used by each party.
Payment Method type
Users can use the below payment method type to create a transaction using QRIS in the available geography
- Indonesia:
shopeepay_vnd
Functionality
| Functionality | Yes/No | Description |
|---|---|---|
| Refund Support | ||
| Full Refund | ✅ | |
| Partial Refund | ❌ | |
| Generally Available | ✅ | Means that the payment method is available by default and does not need any additional configuration/approval. |
| Dispute and Chargebacks | ❌ |
Limits and Expiration
The following is the upper and lower limits for QRIS transactions:
- Minimum Limit: USD 0.06
- Maximum Limit: USD 600
The default expiration for a transaction is 2 minutes.
User Experience
Native Experience
For more details, please click here.
Updated 3 days ago