How It Works

During online checkout, customers selecting P24 are presented with a comprehensive list of payment options.
These options typically include:
- Fast Bank Transfers ("Pay-by-link"): Direct debits from the customer's bank account, similar to FPX or iDEAL, where the customer is redirected to their bank's secure environment to authorize the payment. P24 supports a vast majority of Polish banks.
- BLIK: Poland's popular mobile payment system, allowing users to pay with a short-lived code generated by their banking app.
- Payment Cards (Credit/Debit): Visa, Mastercard, and other popular card schemes.
- Mobile Payments: Including options like Masterpass and Visa Checkout.
- Traditional Bank Transfers: Generating details for a standard bank transfer that the customer can complete manually.
- e-Wallets: Integration with popular e-wallets.
- Cash Payments at Retail Locations ("PayPoC"): Allowing customers to generate a code and pay in cash at designated retail outlets.
- Installment Payments: Facilitating "buy now, pay later" options.
Once the customer selects their preferred method and completes the payment process within P24's secure environment or their chosen payment provider's platform, P24 confirms the transaction to the online merchant.

Payment Method type

Users can use the below payment method type to create a transaction using P24 in the available geography

Functionality	Yes/No	Description
Refund Support
Full Refund	✅
Partial Refund	✅
Generally Available	❌	Requires onboarding which usually takes a week.
Dispute and Chargebacks	✅

The following is the upper and lower limits for P24 transactions:

The default expiration for a transaction is 1 hour.

Redirect Experience

For more details, please click here.