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Paymaya is a widely used digital financial services platform that provides users with a virtual and physical prepaid card, an e-wallet, and various convenient payment solutions.
How It Works
- Users download the PayMaya app and register for an account, typically requiring a valid mobile number.
- They can then load funds into their PayMaya wallet through various channels such as online banking, over-the-counter at partner establishments (e.g., convenience stores, remittance centers), and through PayMaya agents.
- Once funded, users can make online and in-store purchases using their virtual or physical PayMaya card or by scanning QR codes with the PayMaya app.
- The platform also enables peer-to-peer transfers to other PayMaya users, bill payments for utilities and other services, mobile prepaid reloading, and even cash withdrawals at ATMs (using the physical card).
Payment Method type
Users can use the below payment method type to create a transaction using Paymaya in the available geography
- Philippines:
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Functionality
| Functionality | Yes/No | Description |
|---|---|---|
| Refund Support | ||
| Full Refund | ✅ | |
| Partial Refund | ✅ | |
| Generally Available | ✅ | Means that the payment method is available by default and does not need any additional configuration/approval. |
| Dispute and Chargebacks | ✅ |
Limits and Expiration
The following is the upper and lower limits for ShopeePay transactions:
- Minimum Limit: USD 0.5
- Maximum Limit: USD 850
The default expiration for a transaction is 30 minutes.
User Experience
Redirect Experience
For more details, please click here.
Updated 3 days ago