blik_pln
Blik is a popular real-time payment method in Poland, allowing users to make secure transactions online, in-store, or via mobile apps using a unique 6-digit code generated in their banking app. It supports instant transfers and is widely accepted. #
How It Works
- Users link their bank accounts to the BLIK system through their mobile banking app.
- Payments are made using a unique 6-digit BLIK code generated by the user's banking app. This code is valid for a short period.
- The user enters the BLIK code on the merchant's website or at a POS terminal.
- The user then confirms the transaction in their banking app.
Payment Method type
Users can use the below payment method type to create a transaction using BLIK in the available geography
- Poland:
blik_pln
Functionality
| Functionality | Yes/No | Description |
|---|---|---|
| Refund Support | ||
| Full Refund | ✅ | |
| Partial Refund | ✅ | |
| Generally Available | ❌ | Requires onboarding approval which takes about 7-10 days. |
| Dispute and Chargebacks | ✅ |
Limits and Expiration
The following is the upper and lower limits for BLIK transactions:
- Minimum Limit: USD 0.01
- Maximum Limit: USD 11548
The default expiration for a transaction is 55 seconds.
User Experience
Redirect Experience
For more details, please click here.
Updated 3 days ago