How it Works?

Users download the official mobile banking application(s) provided by their respective banks (e.g., Bangkok Bank Mobile Banking, SCB EASY, Krungsri Mobile App, K PLUS by Kasikornbank).
They register and securely log in using credentials such as usernames, passwords, and increasingly, biometric authentication (fingerprint or facial recognition).
Once logged in, users can access a wide array of banking services directly from their mobile devices, including:
- Account Overview: Viewing real-time balances and transaction history for all linked accounts (savings, current, credit cards, loans).
- Fund Transfers: Transferring money to other accounts within the same bank or to accounts in other banks via various methods like PromptPay, account number, or QR code.
- Bill Payments: Paying a wide range of bills, including utilities (electricity, water), telecommunications, credit cards, and government services.
- Mobile Top-ups: Recharging prepaid mobile phone credit for themselves or others.
- Investment Services: Accessing information and potentially managing investments in mutual funds or other financial products offered by the bank.

Payment Method type

Users can use the below payment method type to create a transaction using Mobile Banking in the available geography

Functionality	Yes/No	Description
Refund Support
Full Refund	✅	Only if mobile number is provided
Partial Refund	✅	Only if mobile number is provided
Generally Available	✅	Means that the payment method is available by default and does not need any additional configuration/approval.
Dispute and Chargebacks	✅

The following is the upper and lower limits for Mobile Banking transactions:

There is no default expiration for a mobile banking transaction.

Redirect Experience

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