How It Works

Minimum Limit: USD 0.5
Maximum Limit: USD 20000

During online checkout, customers select FPX as their payment method.
They are then redirected to a secure FPX page where they choose their preferred bank from a list of participating Malaysian banks (which includes most major banks like Maybank, CIMB, Public Bank, and many others).
Customers log in to their online banking portal using their existing bank credentials.
They review the payment details (amount and payee) and authorize the transaction, often requiring a second-factor authentication method like a One-Time Password (OTP).
Once the payment is authorized, the funds are debited from the customer's bank account in real-time, and both the customer and the merchant receive a payment confirmation.

Payment Method type

Users can use the below payment method type to create a transaction using FPX network in the available geography

Functionality	Yes/No	Description
Refund Support
Full Refund	✅
Partial Refund	✅
Generally Available	❌	Requires approval. Usual SLA is 3-4 weeks
Dispute and Chargebacks	✅

The following is the upper and lower limits for FPX transactions:

There is no default expiration for a FPX transaction.

Redirect Experience

For more details, please click here.