How It Works

While both PayEasy and PayEasy Cash are payment options in Japan, they refer to slightly different ways a consumer can use the PayEasy system to complete a transaction:

PayEasy (General)

• This is the overarching payment service that allows consumers to pay for online purchases, bills, and other services conveniently through various channels.
• Payment Channels: PayEasy offers two main ways for consumers to pay:
  • ATM Payment: Using a payment number provided by the merchant, the consumer can go to a participating bank ATM and pay using cash or their ATM card.
  • Online Banking Payment: The consumer can select PayEasy during online checkout, choose their bank, and complete the payment directly through their online banking interface.

PayEasy Cash

• This specifically refers to the ATM payment method within the broader PayEasy system where the consumer uses cash to make the payment.
• How it Works:
  • The consumer receives a unique payment number (including a recipient number, customer number, and confirmation number) from the online merchant or biller.
  • They visit a participating bank ATM that displays the PayEasy logo.
  • They select the "Pay-easy" or "Tax & Fee Payment" option on the ATM.
  • They enter the required numbers (recipient number, customer number, confirmation number).
  • They confirm the payment details displayed on the screen.
  • They select "Cash" as the payment method and insert the required amount into the ATM.
  • The ATM issues a receipt as proof of payment.

Payment Method type

Users can use the below payment method type to create a transaction using Payeasy in the available geography

• Japan: payeasy_jpy / payeasy_cash_jpy

Functionality

Limits and Expiration

The following is the upper and lower limits for Payeasy transactions:

• Minimum Limit: USD 0.01
• Maximum Limit: USD 7636

The default expiration for a transaction is 8 days and 10 minutes.

User Experience

Redirect Experience

For more details, please click here.