Beneficiary

Object Structure

{
  "address": {
        "city": "Vijay",
        "country": "IN",
        "line1": "street 30th",
        "postal_code": "110018",
        "state": "Delhi"
      },
  "date_of_birth": "2003-04-04",
  "nationality": "IN",
  "destination": "wal_d3inm6ami8u10oqfk",
  "destination_details": {
        "type": "wallet",
        "wallet": {
          "currency": "USDC",
          "deposit_address": "09e53bcac0f2edxnjsui87f8bb7a9faf64789ed8",
          "type": "ethereum",
          "hosted": "no"
        }
      },
  "documents": [],
  "email": "abc@gmail.com",
  "name": "Scott",
  "name_local": "स्कॉट",
  "national_identification_number": "AIDPK1234M",
  "party_classification": "third_party",
  "phone": {
    "calling_code": "91",
    "number": "9231231231"
  },
  "registration_number": "",
  "tax_id": "29ABCDE1234F1Z5",
  "type": "individual",
  "is_doc_verification_required": true,
  "status": "active",
  "verification_status": "succeeded"
}

{
  "address": {
        "city": "Vrtmore",
        "country": "JM",
        "line1": "it12 3cwth",
        "postal_code": "00000",
        "state": "Vortmore"
  },
  "destination": "bnk_d05lmjuq59csbboqt9d0",
  "destination_details": {
        "bank": {
          "account_number": "DE535019045650474185",
          "account_type": "savings",
          "bank_codes": {
            "swift_code": "FBDEFF"
          },
          "bank_name": "ER VOLKSBANK EG",
          "branch_name": "Frankfurt am Main",
          "country": "DE",
          "currency": "EUR",
          "firc_required": false,
          "iban": "DE535019045650474185",
          "purpose_code": "",
          "transfer_type": "any"
        },
        "type": "bank"
      },
  "documents": [],
  "email": "finance@gmbh-company.de",
  "nationality": "DE",
  "name": "GMBH",
  "name_local": "",
  "national_identification_number": "",
  "party_classification": "third_party",
  "phone": {
    "calling_code": "49",
    "number": "9231231231"
  },
  "registration_number": "HRB 123456",
  "tax_id": "DE123456789",
  "type": "business",
  "is_doc_verification_required": false,
  "status": "active",
  "verification_status": "succeeded"
}

Beneficiary Details

Field	Type	Description
id	string	The unique Tazapay identifier for the beneficiary.
address	object	The address of the beneficiary. Address Object
date_of_birth	string	Date of birth of the beneficiary (for individuals).
nationality	string	ISO 3166-1 alpha-2 country code representing the beneficiary's nationality (e.g., US, GB, IN, FR). Optional field used for enhanced compliance screening.
destination	string	The destination identifier (if applicable).
destination_details	object	The details of the destination account. (Destination Details Object)
documents	array	The list of documents related to the beneficiary.
email	string	The email address of the beneficiary.
name	string	The name of the beneficiary.
name_local	string	The local language name of the beneficiary.
national_identification_number	string	The national ID number of the beneficiary.
party_classification	enum	Classification of the beneficiary (Possible values - `self`, `third_party`).
phone	object	The phone details of the beneficiary. (Phone Object)
registration_number	string	The registration number (for business beneficiaries).
tax_id	string	The tax identification number of the beneficiary.
created_at	string (ISO timestamp)	The date and time when the beneficiary was created.
metadata	json	Additional key-value pairs associated with the beneficiary (optional).
is_doc_verification_required	boolean	Indicates if document verification is required for this beneficiary. Applicable for wallet beneficiaries.
status	enum	Current status of the beneficiary. Possible values: `active`, `inactive`
verification_status	enum	Document verification status for wallet beneficiaries. Possible values: `processing`, `requires_action`, `succeeded`, `failed`

Destination Details

Object Structure

{
  "type": "wallet",
    "wallet": {
            "currency": "USDC",
            "deposit_address": "09e53bcac0f2edxnjsui87f8bb7a9faf64789ed8",
             "type": "ethereum",
             "hosted": "yes",
             "vasp_name": "Binance",
             "vasp_website": "https://www.binance.com"
    }
}

{
  "bank": {
    "account_number": "DE535019045650474185",
    "account_type": "savings",
    "bank_codes": {
            "swift_code": "FBDEFF"
          },
    "bank_name": "ER VOLKSBANK EG",
    "branch_name": "Frankfurt am Main",
    "country": "DE",
    "currency": "EUR",
    "firc_required": false,
    "iban": "DE535019045650474185",
    "purpose_code": "",
    "transfer_type": "any"
  },
  "type": "bank"
}

{
  "local_payment_network": {
          "currency": "BRL",
          "deposit_key": "fep@gmail.com",
          "deposit_key_type": "email",
          "type": "pix_brl"
  },
  "type": "local_payment_network"
}

{
  "tazapay_account": {
    "deposit_address": "ce4f51ue@tzp"
  },
    "type": "tazapay_account"
}

Object Parameters

Bank

Subfield	Type	Description
account_number	string	The account number of the beneficiary's bank.
account_type	enum	The type of bank account. Enum value - `savings`, `checking`, `payment`
bank_codes	object	The bank codes (ABA / SWIFT).
bank_name	string	The name of the beneficiary’s bank.
branch_name	string	The branch name of the beneficiary’s bank.
country	string	The country of the beneficiary’s bank.
currency	string	The currency in which the bank account operates.
firc_required	boolean	Whether FIRC is required.
purpose_code	string	The purpose code for the bank transfer.
transfer_type	enum	The transfer type (values - `swift`, `local`, `any`).
iban	string	The IBAN of the beneficiary’s bank account.

Wallet

Subfield	Type	Description
currency	string	The cryptocurrency type (e.g., `USDC`).
deposit_address	string	The wallet deposit address.
type	enum	The blockchain type. [Values: `ethereum`, `tron`, `polygon`, `solana`]
hosted	enum	Indicates whether the wallet is custodial (hosted) or non-custodial (unhosted). Possible values: `yes` – The wallet is hosted by a Virtual Asset Service Provider (VASP) or exchange. `no` – The wallet is non-custodial and controlled directly by the user (e.g., MetaMask, Ledger). Mandatory if `party_classification` is 'self' and `destination_details.type` is 'wallet'.
vasp_name	string	The registered name of the Virtual Asset Service Provider (VASP) or exchange that hosts or manages the wallet. Mandatory if `party_classification` is 'self', `destination_details.type` is 'wallet' and `hosted` is 'yes'
vasp_website	string	The official website URL of the VASP or exchange that manages the wallet. Used for VASP identification and due diligence under Travel Rule requirements. Mandatory if `party_classification` is 'self', `destination_details.type` is 'wallet' and `hosted` is 'yes'

Local Payment Network

Subfield	Type	Description
currency	string	The currency used in the local payment network.
deposit_key	string	The deposit key corresponding to the type of local payment network (e.g., PIX key, UPI handle).
deposit_key_type	enum	Type of the deposit key. Conditionally mandatory depending on the value of type
type	enum	The local payment network type. [Values: `pix_brl`, `upi_inr`, `promptpay_thb`]

Tazapay Account

Subfield	Type	Description
deposit_address	string	The Tazapay account deposit address.